User Information. You may provide us with your information through the Services as follows:
Interactions with Experts. The Services links or other opportunities for you to connect with third-party experts, including accountants or tax preparers. When you interact with these third parties, all information you provide is provided directly to such third parties. However, we may receive information from such third parties about the questions you ask, the details of your accounts, and the guidance provided to you.
Payment Information. All payments are processed by third-party payment processors (such as Stripe), and all payment information that you provide is provided directly to such third parties. However, we may receive information, such as payment confirmation or receipts, from the third parties processing your payment.
We may receive information about you from other third parties, which may vary over time and depend upon how you use the Services, including:
Types of Information. As you navigate through and interact with our Services, Hedgi may use automatic data collection technologies to collect certain information about you, including but not limited to your usage, computer or mobile device, or your interaction over time with the Services, including:
Types of Technology. The information we collect automatically is statistical data and does not include personal information, however we may maintain it or associate it with personal information we collect in other ways or receive from third parties. Technologies we use to collect data automatically may include:
As part of the Services, users may create their own automated rules for classifying specific tax deductions, and are also presented with recommendations for possible tax deductions and risk tolerance indicators in connection with those deductions. These recommendations and risk indicators are generated from a continuously changing data set (the “Data Set”), which is based on a combination of commonly accepted deductions and the rate that the deductions are selected by other users. When you interact with the Services by creating rules or selecting and accepting certain deduction recommendations (collectively your “Selections”), your Selections are incorporated into the Data Set, which is anonymized and aggregated, and used to present other users with deduction recommendations.
Once the Selections are incorporated into the Data Set, they are considered part of the Hedgi Services, and shall be owned solely by Hedgi, pursuant to all Intellectual Property rights throughout the world. Aside from your ability to utilize your Selections when using your account, you shall have no other rights in or to the Selections or the Data Set.
By using the Services, you hereby assign to Hedgi all right, title, and interest in and to such Selections, and Hedgi is free to use such Selections in anyway it sees fit (without any attribution or compensation to any party), including but not limited to incorporating them into the Data Set and using them to present recommendations to other users.
As part of the Services, users may set up a business account that is associated with a particular company or employer (a “Business Account”). That Business Account may provide access to other individual users to use the Services on behalf of the business. If you are granted access to a Business Account, the user that manages the Business Account (such as the business owner or a designated administrator) (the “Administrator”) may control and manage details of your account, such as deciding your access rights, making decisions about your personal information (such as details about your payroll), or requiring you to take specific actions when using the Services. If the Administrator alters your access rights, then you may lose access to certain information or features in the Business Account.
When using a Business Account, your use may also be subject to the rules, policies and procedures of the business that manages the Business Account (ex. the policies of your employer). Hedgi is not responsible for the privacy or security practices of any other business, including but not limited to businesses that manage a Business Account. You should contact the Administrator or other supervisor about such policies, and the information they will require, to determine how you will use the Services.
General Purposes. Collecting your information helps us improve our Services and deliver a better, more personalized experience, by enabling us to:
Other Purposes. Hedgi may also use your information in the following ways:
Aggregated Data. We may disclose aggregated information (statistical data that does not identify any individual) about our users without restriction. There may be occasions where we are unable to fully delete, anonymize, or de-identify your personal information due to technical, legal, regulatory compliance, or other operational reasons. Where this is the case, we will take reasonable measures to securely isolate your personal information from any further processing until such time as we are able to delete, anonymize, or de-identify it.
Company Disclosure. We may disclose your personal information in the following circumstances:
Privacy Settings. The personal information that we collect or otherwise receive about you depends on the context of your interactions with Hedgi, how you configure your account, and the choices you make, including your privacy settings. You can review and change certain user information and settings by logging into your account and visiting the Privacy Settings page. You may also send us an email at email@example.com to request access to, correct or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
Data retention. Unless you specifically ask us to delete your personal information, we will retain your personal information as long as it is necessary to comply with our data retention policies and provide you with the Services. Even if you request that we delete your information, we may retain such information as we may require to: operate and provide the Services; comply with our legal or regulatory compliance needs; exercise, establish or defend legal claims; or protect against fraudulent or abusive activity on our service. This means we may keep different information for different periods, and some information we may keep indefinitely.
Account Deletion. You may delete your account at any time by using the delete-account feature in your account. Please note that when you delete your account, all of your information may be deleted from our servers, except information we require to operate and provide the Services. However, deleting your account does not affect the information that has been stored or shared by other parties. If we cancel or delete your account, due to non-use or otherwise, we may delete any of your information immediately at our discretion.
Services Based in the US. All of our Services are hosted in the United States, are only intended for users within the United States, and we make no claims that the Services or any of its content are accessible or appropriate outside of the United States. Please note, that many countries may have laws governing data collection and use that differ from U.S. law. If you choose to use the Services from any other country or region of the world, you should be aware that you are transferring your personal information outside of that country or region to the United States for storage and processing, and that we may also transfer your data from the U.S. to other countries or regions in connection with the storing and processing of the data, fulfilling your requests, and/or operating the Services. Further, by using the Services, you may provide your information to users or third parties in countries outside the United States, regardless of where you are located when using the Services. By providing any information, including personal information, on or through the Services, you consent to such transfer, use, storage, and processing.
Tax Matters. Unless you have provided us with consent to transfer your personal information, US Tax Preparation Information shall be processed and stored in the United States in accordance with applicable law.
Storage. Hedgi reserves the right to store and process your information in the United States and in any other country where Hedgi operates, as permitted by applicable laws and regulations. Some of these countries may have data protection laws that are different from the laws of your country (and, in some cases, may not be as protective).
We, or through third-party service providers, use reasonable physical, technical and organizational safeguards that are designed to secure and protect your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. Unfortunately, the transmission of information via the Internet is not completely secure. However, despite these controls, we cannot guarantee or warrant the security of your personal information transmitted to our Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Services.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Services, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about providing information in public.
You must be at least 18 years old to use our Services. By creating an account or otherwise accessing or using our Services, you represent and warrant that you are 18 years of age or older, and can enter into a legally binding contracts under applicable law. If you do not meet these requirements, you must not access or use the Services. If you allow any minors under the age of 18 to access or use the Services, you shall be solely responsible for their uses of the Services, and you (or your legal parent or guardian, as applicable) shall indemnify us against any losses, claims or damages that may result.
We do not knowingly collect personal information from children under the age of 18. If you believe we may have information from a child, please contact us at firstname.lastname@example.org.
These Services are operated by HEDGI LLC, a California limited liability company.